Saturday, March 8, 2008

Getting Your Student Loans Forgiven

Some students run up hundreds if not thousands of dollars in student loans during their college days. By the time they leave school they are often on the brink of bankruptcy.

If you are one of them - up to your forehead in debts and can not seem to payoff off even the minimum repayments of your student debts. Even while you work three jobs and don't get any sleep at all. You might consider filing for bankruptcy.

Yes, filing for bankruptcy a few months after graduating from college looks bad but it may be your only way out of the mountain of loans that you have accumulated during your college days.

Filing For Bankruptcy

Filing for bankruptcy has become increasingly difficult. It can be tricky. Note that there is more to bankruptcy proceedings than filling out forms and signing a few documents.

As part of the bankruptcy procedure, you will need to appear before a judge who will determine whether or not you are qualified for bankruptcy. Plus it will be pointed out what things you are entitled to based on your personal situation.

Things can be quite confusing at this point so you need to do your homework well. If you cannot afford to get a lawyer to do the dirty works for you, you had better learn everything you can about bankruptcy.

Note that when you file for bankruptcy, the authorities will have to divest you of your properties to pay for your existing loans.

The good news is that there are certain personal properties that are exempt from garnishment. When doing research on bankruptcy, you need to pay close attention on the properties that are exempt.

Read the law on bankruptcy thoroughly. If there is something that you do not understand about the law, ask somebody from the courts to explain it to you.

On the other hand, if you are too confused to get things organized on your own, it is best to consult a bankruptcy lawyer to handle your case for you. There are a number of good bankruptcy lawyers that can help you figure out what to.

The positive thing about hiring a bankruptcy lawyer is that this person is a specialist and knows how to get most if not all of your student loans forgiven.

Such a lawyer understands your financial difficulties. But keep your eyes open so that you will not be taken advantage of in the unlikely event that you have encountered an unscrupulous individual.

http://www.fundednfree.com/studentloan.html

Friday, March 7, 2008

Obama advisor sorry for calling Clinton a 'monster'

A key foreign policy advisor to Barack Obama has apologised, after branding his White House foe Hillary Clinton a "monster" who would stoop to anything to win the Democratic nomination.

Samantha Power made the explosive comments in an interview with the Scotsman newspaper, in the latest sign that Obama's once flawless campaign is feeling the heat from increased pressure from the Clinton camp.

"We f***d up in Ohio," Power told the Scottish daily, referring to the Illinois senator's loss to the former first lady in the midwestern state in Tuesday's primary.

"In Ohio, they are obsessed and Hillary is going to town on it, because she knows Ohio's the only place they can win," Power was quoted as saying.

"She is a monster, too -- that is off the record -- she is stooping to anything," Power said.

"You just look at her and think 'Ergh.'"

The Obama campaign attempted to tamp down the controversy, putting out a statement by Power, and disavowing her remarks.

"These comments do not reflect my feelings about Senator Clinton, whose leadership and public service I have long admired," Power said in her statement

"I should not have made these comments and I deeply regret them. It is wrong for anyone to pursue this campaign in such negative and personal terms.

"I apologize to Senator Clinton and to Senator Obama, who has made very clear that these kinds of expressions should have no place in American politics."

Obama's spokesman Bill Burton said his boss "decries such characterizations which have no place in this campaign."

The latest nasty twist to the campaign came a day after the New York senator's camp accused Obama's team of acting like Clinton nemesis, special prosecutor Ken Starr, in its attempts to force her to publish her tax returns.

Power's comments came as she was interviewed in London promoting her book on UN representive Sergio Vieira de Mello, who was killed in a suicide bomb attack in Baghdad in 2003.

Power is a professor of Global Leadership and Public Policy at Harvard University's Kennedy School of Government. Her previous book "A Problem from Hell": America and the Age of Genocide, won a Pulitzer Prize.

http://afp.google.com/article/ALeqM5icKWjCKekIqO-A0iIcrN6gF4JyTQ

Thursday, March 6, 2008

'Idol' picks top 12

The top 12 "American Idol" finalists include an actress, a "Star Search" champion, an Australian, a male stripper and someone who already recorded a debut album.

The popular Fox singing contest cut four contestants from the competition Thursday night, leaving a dozen finalists to vie for the show's record contract grand prize.

Next week, for the first time in the show's seven-year history, contestants will be allowed to sing Lennon-McCartney Beatles songs. ("Idol" producers recently secured rights for participants to perform the hard-to-get songs belonging to Sony/ATV Music Publishing, a company formed by Sony and Michael Jackson.)

More than 36 million votes were cast by viewers to pick the top 12, according to host Ryan Seacrest.

Among the finalists: Syesha Mercado, a 21-year-old actress who's appeared in a commercial for Ford; David Archuleta, a 17-year-old crooner who won CBS' "Star Search" in 2003 at age 12; and Michael Johns, a 29-year-old rocker who moved from Australia to the U.S. in 1998.

Four contestants — two women and two men — were sent home Thursday.

Kady Malloy, 18, from Houston, was the first to get the boot during the live telecast. Judge Simon Cowell called Malloy "forgettable" after she sang Queen's "Who Wants To Live Forever" on Wednesday's female performance show.

Luke Menard, 29, from Crawfordsville, Ind., was dismissed second. Menard appropriately reprised his performance from Tuesday's '80s-themed male performance show: "Wake Me Up Before You Go-Go."

Asia'h Epperson, 19, from Joplin, Mo., was third to go-go. Cowell had called Epperson a "second-rate" Whitney Houston after her rendition of "I Wanna Dance with Somebody."

Danny Noriega, 18, from Azusa, Calif., was the last semifinalist to be expelled. The over-the-top contestant, who sang "Tainted Love," was in tears following his removal. Seacrest called him "one of our most courageous performers ever."

Some of the 12 "Idol" finalists have already been at the center of personal controversies this season.

Carly Smithson and Kristy Lee Cook made headlines for having a pre-"Idol" record deals. Smithson's debut "Ultimate High" was released in 2001 by MCA Records. David Hernandez was outed as a male stripper at Dick's Cabaret in Phoenix to The Associated Press by the club manager Gordy Bryan. And a drunken driving arrest mugshot of Amanda Overmyer made the rounds on blogs.

The top 12 "American Idol" finalists:

• David Archuleta, 17, Murray, Utah

• Jason Castro, 20, Rockwall, Texas

• David Cook, 25, Blue Springs, Mo.

• Kristy Lee Cook, 24, Selma, Ore.

• Chikezie Eze, 22, Inglewood, Calif.

• David Hernandez, 24, Glendale, Ariz.

• Michael Johns, 29, Los Angeles

• Ramiele Malubay, 20, Miramar, Fla.

• Syesha Mercado, 21, Sarasota, Fla.

• Amanda Overmyer, 23, Mulberry, Ind.

• Carly Smithson, 24, San Diego

• Brooke White, 24, Mesa, Ariz.

http://news.yahoo.com/s/ap/20080307/ap_en_tv/tv_american_idol_5

Eve Carson, UNC Student Body President, Found Dead

Eve Carson, the student body president at the University of North Carolina-Chapel Hill, was found dead near campus Wednesday morning. Her body was identified Thursday.

Carson, a 22-year old senior at UNC, was found shot multiple times in the head about a half-mile from campus.

Police have issued a bulletin for Carson's blue 2005 Toyota Highlander with Georgia license plate AIV-6690.

Carson, a native of Athens, Ga., was a Morehead scholar and a member of the Phi Beta Kappa honor society. She was on the pre-med track, majoring in both political science and biology.

http://www.transworldnews.com/NewsStory.aspx?id=39372&cat=15

Wednesday, March 5, 2008

Explosion in Plum, PA Leaves Elderly Man Dead, Child Injured

Atlanta, GA 3/05/2008 10:24 PM GMT (FINDITT)

An explosion in Plum, Pennsylvania that damaged 15 homes killed an elderly man and left his four-year old granddaughter injured on Wednesday.

The explosion happened around 1:40 p.m in the rural Pennsylvania town.

One person was taken to Mercy Hospital, but a spokeswoman couldn't disclose any information. The young girl was taken to Children's Hospital of Pittsburgh, but a spokesman has no information.

The entire neighborhood was evacuated and a temporary shelter was being set up at a nearby elementary school.

Plum is about 15 miles east of Pittsburgh, PA.

http://www.transworldnews.com/NewsStory.aspx?id=39271&cat=11

Texas caucus results give Obama a boost

Barack Obama regained lost ground in the fierce competition for Democratic convention delegates on Wednesday based on results from the Texas caucuses, partially negating the impact of Hillary Rodham Clinton's string of comeback primary victories.

Late returns showed Clinton emerged from Rhode Island, Vermont, Texas and Ohio with a gain of 12 delegates on her rival for the night, with another dozen yet to be awarded in the Associated Press' count.

That left Obama with an overall lead of 101 delegates, 1,562-1,461 as the rivals look ahead to the final dozen contests on the calendar. It takes 2,025 to win the nomination.

The two presidential contenders made the rounds of the morning television news shows, agreeing on little -- except that their historic struggle would continue at least until the Pennsylvania primary on April 22.

That left six weeks for public campaigning, and for private appeals to party leaders, known as superdelegates, who attend the convention but are not chosen in primaries or caucuses.

Clinton has the support of 241 superdelegates, and Obama 202. But more than 350 remain uncommitted, a large enough bloc to swing the nomination should they band together.

Clinton, in particular, projected confidence on the day after her candidacy-saving victories, suggesting she might want Obama as her vice presidential running mate.

"That may be where this is headed, but of course we have to decide who is on the top of ticket. I think the people of Ohio very clearly said that it should be me," she said on CBS.

Obama no doubt had other thoughts.

He said he would prevail in the nominating battle despite facing a tenacious candidate who "just keeps on ticking."

Democrats plunged into the next round of their campaign as Republican John McCain was visiting the White House to confirm his status as the party's nominee-in-waiting. Lunch with President Bush headlined his day.

Bitter rivals in the 2000 presidential primaries, the two have forged an uneasy relationship during Bush's administration and have clashed on issues such as campaign finance, tax cuts, global warming and defining torture.

There were 370 Democratic delegates at stake in Tuesday's contests, and nearly complete returns showed Clinton outpaced Obama in Ohio, 74-65, in Rhode Island, 13-8, and in the Texas primary, 65-61.

Obama won in Vermont, 9-6, and was ahead in the Texas caucuses, 30-27. Ten of the dozen that remained to be awarded were in Texas; the other two in Ohio.

"We still have an insurmountable lead," Obama said.

Clinton and Obama spent most of the past two weeks in Ohio and Texas in a bruising campaign, with the former first lady questioning his sincerity in opposing the North American Free Trade Agreement and darkly hinting he's not ready to be commander in chief in a crisis.

Based on their current delegate counts, neither candidate can win enough delegates in the remaining primaries and caucuses to secure the nomination without the help of nearly 800 party officials and top elected officials who also have a voice in the selection. On Wednesday, Clinton and her campaign clearly aimed their case at those so-called "superdelegates" -- a strategy that could take the nomination fight all the way to the party's August national convention in Denver.

"New questions are being raised, new challenges are being put to my opponent," she said. "Superdelegates are supposed to take all that information on board and they are supposed to be exercising the judgment that people would have exercised if this information and challenges had been available several months ago."

She said voters are being drawn to her argument that she would be the better commander in chief, the best steward of the economy and that she can better confront McCain in the general election.

Obama countered that on a key national security issue -- the war in Iraq -- "she got it wrong" by supporting Bush's call for authority to use of force.

As for superdelegates, Obama said he expected them to rally around him.

"I don't think it will necessarily go to the convention floor," he told reporters aboard his plane before taking off from San Antonio for Chicago.

He also said he will challenge Clinton on her foreign policy credentials.

"Was she negotiating treaties? Was she handling crises? The answer is no," he said. "She made a series of arguments on why she should be a superior candidate. I think it's important to examine that argument."

The count does not include delegates from Florida and Michigan, who were penalized by the Democratic Party for moving up their primaries ahead of a schedule set by the Democratic National Committee. None of the Democratic candidates campaigned in either state. But Clinton, who won the popular vote in both state primaries, on Wednesday renewed her call for Florida and Michigan to be counted in the nomination race.

"It's a mistake for the Democratic Party to punish these two states," she said. "I don't see how a Democratic nominee goes forward alienating two of the most important states."

McCain surpassed the 1,191 delegates needed to win his party's nomination against odds that seemed steep only a few months ago, and all but impossible last summer.

Facing a couple of well-financed marquee candidates in a crowded field, the Arizona senator opened his comeback in New Hampshire's leadoff primary, rolled over Rudy Giuliani in Florida and finished off Mitt Romney after Super Tuesday on Feb. 5.

Mike Huckabee hung in until Tuesday night, gamely keeping up the fight weeks after dropping from long shot to afterthought.

http://www.detnews.com/apps/pbcs.dll/article?AID=/20080305/POLITICS01/803050454

Sunday, March 2, 2008

Remote Area Medical

The nationally respected TV news program, 60 MINUTES, will air this Sunday night March 2nd at 7:00 PM eastern time on the CBS network. The lack of health care coverage for the poor in the U.S. and Remote Area Medical's work among them will be the focus. Please try to watch this important program.

http://www.ramusa.org/